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Outdoor group photo of about 14 staff on the team page

Financial & Insurance · Insurance Agencies

HQ Insurance

Independent agents in Donelson for home, auto, business and health

TN Trusted · Selected by NashvilleTN · checked October 1, 2026

Google 4.9 96 reviews

About

HQ Insurance is an independent agency at 2451 Atrium Way in Donelson. President and agency principal Phil Martin founded the firm's Tennessee office more than 15 years ago, per its website, and a team of about a dozen agents and service staff handles personal, commercial, life and health coverage. Personal lines include auto, home, condo, renters, flood, umbrella and landlord policies; business lines include business-owner packages, commercial auto and property, general and professional liability, workers' compensation and surety bonds. Carriers listed include Erie, Travelers, Progressive, Liberty Mutual, Foremost, Openly, Protective Life, BlueCross BlueShield of Tennessee and UnitedHealthcare. The BBB rates the agency A+ with no complaints in three years, and Google reviewers give it 4.9 stars across 96 reviews.

Good to know

  • Free consultation (per website)
  • Personal, business, life and health lines
  • Surety bonds and workers' comp
  • BBB A+, 0 complaints in 3 years
  • Mon–Fri 8 AM–5 PM

Services

  • Auto, home, condo, renters and flood
  • Umbrella, landlord and investment property
  • Business owners packages, commercial auto and property
  • General and professional liability, workers' comp, surety bonds
  • Life insurance and fixed annuities
  • Individual, family and small-group health

Questions people ask

Do they sell health insurance too?

Yes. Individual, family and small-business health plans are a specialty of the agency principal (per the team page).

Is a consultation free?

The agency invites callers to a free consultation with one of its agents (per its About page).

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