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Horizontal team photo of the Locklear Lending Team

Real Estate · Mortgage Lenders

The Locklear Lending Team at Rate

Brentwood mortgage team twice voted Nashville's best lender

TN Trusted · Selected by NashvilleTN · checked October 1, 2026

Google 5.0 116 reviews

About

The Locklear Lending Team is a Brentwood-based mortgage team led by Garrett Locklear (NMLS #820797). It operates as part of Guaranteed Rate, Inc. (doing business as Rate, NMLS #2611), so local loan officers can offer a national lender's loan programs, including conventional, FHA and VA loans for purchases and refinances. Nashville Scene readers voted the team Best Mortgage Lender in 2022 and 2023, and it placed third in 2024. Recent client reviews on the team's site describe loan officers who explain each step, stay patient through difficult situations, and earn repeat business on second homes and refinances. The office is on Cadillac Drive in Brentwood.

Good to know

  • Best Mortgage Lender, Best of Nashville 2022 and 2023 (readers)
  • Conventional, FHA and VA purchase and refinance loans
  • Local Brentwood team, national lender behind it
  • Garrett Locklear NMLS #820797

Services

  • Purchase mortgages
  • Refinances
  • Conventional loans
  • FHA loans
  • VA loans

Photos

Round headshot of team lead Garrett Locklear

Photos: The Locklear Lending Team at Rate.

Questions people ask

Is this a local lender?

It's a local Brentwood team operating under Guaranteed Rate, Inc. (Rate), a national lender, NMLS #2611, per the team website.

What loan types are offered?

The team's calculator lists conventional 30- and 15-year fixed, FHA and VA loans; ask about others.

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